EXL (ExlService Holdings, NASDAQ: EXLS) is a New York-headquartered data, analytics and AI services company that runs digital operations, analytics and business process management for clients in insurance, healthcare, banking, retail and other industries. Co-founded in 1999 by Vikram Talwar and Rohit Kapoor, it has about 68,000 employees across the United States, Europe, Asia (notably India and the Philippines), Latin America, Australia and South Africa.